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Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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shopping made easy with a debit cardDebit Cards

THE BANKchek Debit MasterCard functions like a MasterCard or VISA credit card, but instead of accessing a line-of-credit, transactions post directly to a customer’s checking account. THE BANKchek card also functions as an ATM Card to access banking services 24 hours a day. As an added convenience, our Debit MasterCard users have the option of choosing their own PIN numbers. For information on how to select your own PIN number, contact our Operations Department at 573-729-3137 or visit our main bank office at 100 W. Fourth St. in downtown Salem.

Use THE BANKchek Debit MasterCard at millions of locations that accept MasterCard. THE BANKchek card reduces the need to carry large sums of cash and eliminates delays caused by check approval processes.

There are no fees assessed for purchases made with THE BANKcheck card. There is a $1.00 charge per transaction done at non-proprietary ATM’s.

Personalize Your Debit Card with MyPic

Edge to Edge Background
Edge to Edge Format

2x2 Background Image
2 x 2 Format
1x1 background
1 x 1 Format
We have partnered with SHAZAM, our debit card processing partner, to provide our debit card customers with the option of adding your own photograph to the background image on your debit cards. You can upload your own photo to make your debit card uniquely yours, or choose from a variety of stock backgrounds. Click one of the cards above to get started.

MasterCard Secure Code SecureCode is a service that helps protect MasterCard card accounts against unauthorized Internet transactions by using identity information established between an individual cardholder and his or her financial institution. Learn More!