The Bank Of Salem

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Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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Electronic Statements Eliminate Paper Printing and Mailing Online Electronic Statements You may already be familiar with accessing your account information online. Now we offer the added convenience of viewing and/or printing your monthly bank statement with Online E-Statements.

By enrolling in Online E-Statements, you eliminate the printing & mailing of your monthly paper statements. No more waiting for the mail to arrive, your statement is available the next business day after your statement cycle date. You may also view and print images of your checks & deposits*, and we store 18 months of statements for you online.

How It WorksWe will send you an email notifying you that your statement is available. Just log into Internet Banking, select your Checking Account, click on “Documents” and “Checking Account eStatements”. You may then choose the statement date you wish to view.

It’s simple, it’s secure, and it’s convenient.Sign Up today for Online E-Statements. Download and complete the Enrollment Form (requires Acrobat Reader) and bring it in or mail it to the Bank of Salem. You may also visit either of our convenient locations to enroll. Save Paper, Save Time!!

*Free Checking accounts are text-only statements. Images not available online.