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Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. |
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Visa Platinum Credit Card
You chose to bank with us for a reason…we’re giving you one more.
A Visa Platinum Card with everything you need.
- Personalized Service – You have Online Access to your account at www.mycardstatement.com. Call our specialized VIP Customer Service Department 24x7. Come in to receive a little extra help.
- Reward Yourself – With every Visa Platinum Card purchase, you can earn points toward your favorite rewards! Earn one point for every dollar in net retail purchases. You can redeem points for merchandise, rental cars, cruises, hotels and airline travel with fewer restrictions and no blackout dates. There’s no cap to how many points you can earn. For a full list of ways your card can pay you back, visit www.ScoreCardRewards.com and click on “Browse”.
- Worldwide Acceptance – If you’re going across town or around the world, you’ll enjoy more shopping, more fine restaurants, and more travel opportunities with your Visa Platinum Card because your card works at millions of places that accept Visa credit cards. Make your new Visa Platinum Card your constant traveling companion and you’ll always have instant credit at your fingertips.
- Travel Benefits – For protection when traveling, your Visa Platinum Card automatically provides you and your family with Travel Accident Insurance and Auto Rental Collision Damage Waiver.
- Security Programs – We take your security very seriously. That’s why your Visa Platinum Card has multiple layers of cardholder protection that gives you an extraordinary level of security. You can feel confident no matter how you use it.
- Verified by Visa – Activate your card for this service and create your personal password for online purchasing protection.
- Zero Liability Policy – Your liability for unauthorized transactions is $0. Promptly notify us and you pay nothing.
- Identity Theft Assistance – If you suspect that your identity has been stolen, call 1-866-ID-HOTLINE to get access to free and confidential assistance.
- 3-Digit Code – On the back of your Visa Platinum Card, you’ll find a special 3-digit code (also called Cardholder Verification Value or CVV2), designed to provide an additional layer of internet and telephone fraud protection.
Apply Today! Print and complete your brief application by logging into Internet Banking (ECOM) and clicking on the VISA banner. Visit our Main Bank at 100 W. Fourth St., Salem, Mo. to pick up an application, or call us at 573-729-3137 and we will mail you an application.
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