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Notice of Changes in FDIC Insurance Coverage for Transaction Accounts
By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information about FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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A Dent County Tradition Since 1883 Phone: 573-729-3137 Contact Us | Privacy Policy | Location/Hours
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About The Bank E-Banking Checking Savings Loans Business
Basic Checking | Interest Checking | Senior 55 Checking | Services/Fees | Reorder Checks | Overdraft Information
Checking Services and FeesAutomated Teller Machines (ATMs) Automated Teller Machine (ATM) Cards allow access to Checking, Interest Checking, Savings, or Money Market Deposit Accounts through the bank’s ATMs located at the Branch Facility at 1001 South Main Street and our Main Bank Facility at 100 West Fourth Street. Our ATM Cards also allow access to your deposit accounts at ATMs worldwide displaying the CIRRUS/MasterCard or SHAZAM logos.
Cirrus Logo Shazam Logo
There are no fees assessed for transactions done at the Bank of Salem’s ATMs. There is a $1.00 charge per transaction done at non-proprietary ATM’s. Privileged Status NetworkPrivileged Status ATM Network The Bank of Salem has joined with a group of independent, community financial institutions, to provide you with a no-surcharge guarantee. Privilege Status is a program that allows Bank of Salem customers to use ATMs of other Privilege Status financial institutions with NO SURCHARGE FEES. Currently there are hundreds of Privileged Status ATM’s available to you. Just look for the Privileged Status Logo at ATM’s and you won’t pay a surcharge fee. Click on this link for locations of Privileged Status ATM’s. Debit Cards THE BANKchek Debit MasterCard functions like a MasterCard or VISA credit card, but instead of accessing a line-of-credit, transactions post directly to a customer’s checking account. THE BANKchek card also functions as an ATM Card to access banking services 24 hours a day. As an added convenience, our Debit MasterCard users have the option of choosing their own PIN numbers. For information on how to select your own PIN number, contact our Operations Department at 573-729-3137 or visit our main bank office at 100 W. Fourth St. in downtown Salem.

Use THE BANKchek Debit MasterCard at millions of locations that accept MasterCard. THE BANKchek card reduces the need to carry large sums of cash and eliminates delays caused by check approval processes.

There are no fees assessed for purchases made with THE BANKcheck card. There is a $1.00 charge per transaction done at non-proprietary ATM’s.

Round Up Savings Introducing “Round Up Savings”! Enroll in “Round Up”, and anytime you use your Bank of Salem debit card, we will “round up” your purchase amount to the nearest whole dollar, and the extra change will be automatically deposited into the Bank of Salem account of your choice. You can designate up to 5 accounts, checking or savings. Use “Round Up” to save for yourself, your children or grandchildren! It’s a great way to save and it’s automatic. The more you use your Bank of Salem debit card, the more you save! Call or stop by a Bank of Salem office today for more information on how to enroll in Round Up Savings!

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