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Notice of Changes in FDIC Insurance Coverage for Transaction Accounts
By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information about FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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Health Savings Accounts

A Health Savings Account (HSA) is a tax advantaged medical savings account available to individuals who are enrolled in a High Deductible Health Plan (HDHP). The funds contributed to the account are not subject to federal income tax at the time of deposit. Consult your health plan provider to confirm that you are eligible to have a Health Savings Account.

  • Minimum opening balance is $25.00
  • Rate of interest is established each month on the basis of prevailing market conditions.
  • Interest is paid monthly and monthly statements provided.
  • No maintenance fees or service charges

For more information about Health Savings Accounts, visit: http://www.irs.gov/publications/p969/ar02.html#en_US_2011_publink1000204020

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