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Prepare for My Pay Online Bill Payment Upgrade

The Bank of Salem is upgrading My Pay on March 30, 2015 to make paying bills better, easier and more convenient than ever. This upgrade should not disrupt your service. In fact, we’re making the entire upgrade as simple and seamless as possible for you. 
Here’s what you can expect when your My Pay upgrades on March 30, 2015:

• You will be prompted to answer a challenge phrase the first time you log in to your upgraded My Pay account.
• All of your payees and any scheduled payments will automatically carry over to the new system.
• If you need to add a new payee, just select the “Add a Payee” button at the top of your dashboard.
• For more information about adding payees and scheduling payments, go to the “Help” tab in your My Pay.

Please view a short demo to see the enhanced simplicity and convenience of upgraded My Pay. Contact The Bank of Salem at 573-729-3137 with any questions about your account.
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Individual Retirement Accounts (IRAs)
  • Initial contribution may be tax deductible (consult your tax advisor).
  • IRA income is deferred.
  • Roth and Traditional IRA’s can be purchased in amounts of $1,000.00 or greater.
  • Terms from 3 to 60 months are allowed and may be automatically renewable at the option of the depositor.
  • Rates are fixed until maturity.
  • Structured as certificates of deposit.
  • Interest may be compounded quarterly, semi-annually or annually, depending on the term of the deposit.
  • A substantial interest penalty is required for early withdrawal of time certificates of deposit and there may also be tax disadvantages (consult your tax advisor).
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