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Prepare for My Pay Online Bill Payment Upgrade

The Bank of Salem is upgrading My Pay on March 30, 2015 to make paying bills better, easier and more convenient than ever. This upgrade should not disrupt your service. In fact, we’re making the entire upgrade as simple and seamless as possible for you. 
Here’s what you can expect when your My Pay upgrades on March 30, 2015:

• You will be prompted to answer a challenge phrase the first time you log in to your upgraded My Pay account.
• All of your payees and any scheduled payments will automatically carry over to the new system.
• If you need to add a new payee, just select the “Add a Payee” button at the top of your dashboard.
• For more information about adding payees and scheduling payments, go to the “Help” tab in your My Pay.

Please view a short demo to see the enhanced simplicity and convenience of upgraded My Pay. Contact The Bank of Salem at 573-729-3137 with any questions about your account.
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About The Bank E-Banking Checking Savings Loans Business
"); var schedule = (part1 + "" + part2 + "" + part3 + part4 + ""); reportWin ="","","width=500,height=400,toolbar=yes,menubar=yes,scrollbars=yes"); reportWin.document.write(schedule); reportWin.document.close(); } } //GIVE ENTRY INSTRUCTIONS function help01(form) { document.mortgagePayment.enterHelp.value = ("ENTER: The total amount you would be borrowing to purchase the home."); } function skipTo(form) { form.enterHelp.value = ""; form.numYears.focus(); } function help02(form) { document.mortgagePayment.enterHelp.value = ("ENTER: The annual interest rate you expect to pay on this mortgage. You can enter the rate either as a percentage (8.25) or as a decimal (.0825), whichever you prefer."); } function help03(form) { document.mortgagePayment.enterHelp.value = ("ENTER: The number of years you will be financing the home loan for."); } function help04(form) { document.mortgagePayment.enterHelp.value = ("ENTER: The annual property tax payment you expect to pay. As a rule of thumb, you can expect to pay 1.1% (home price X .011) of the purchase price per year."); } function help05(form) { document.mortgagePayment.enterHelp.value = ("ENTER: The annual homeowner's insurance payment you expect to pay. As a rule of thumb, you can expect to pay 1.5% (home price X .015) of the purchase price per year."); } function help06(form) { document.mortgagePayment.enterHelp.value = ("ENTER: The monthly Private Mortgage Insurance (PMI) you expect to pay. If your downpayment is less than 20% of the value of the home you are buying, you may be required to pay mortgage insurance of somewhere between 0.02% and 0.07% of your principal balance each month (e.g, principal balance X .00043)."); } //GIVE RESULT EXPLANATIONS function help07(form) { document.mortgagePayment.resultHelp.value = ("RESULT: This how much your monthly principal and interest payment will be."); } function help08(form) { document.mortgagePayment.resultHelp.value = ("RESULT: This is the total of your other monthly payments (taxes, insurance & PMI)."); } function help09(form) { document.mortgagePayment.resultHelp.value = ("RESULT: This the total of all monthly payments related to your mortgage."); }
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Loan Calculators
Mortgage Payment Calculator w/Amortization
This calculator will compute a mortgage's monthly payment amount based on the principal amount borrowed, the length of the loan and the annual interest rate. This calculator will also compute your total mortgage payment which will include your property tax, property insurance and PMI payments. Then, once you have computed the monthly payment, click on the "Create Amortization Schedule" button to create a report you can print out.
Mortgage loan amount: Explain / Instruct
Annual interest rate (APR):
Mortgage loan term (# years):
Annual real estate taxes:
Annual homeowners insurance:
Monthly PMI (Private Mortgage Insurance):
Monthly Principal and Interest Payment: Explain / Instruct
Monthly Taxes, Insurance and PMI payment:
Total monthly mortgage payment:
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