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Upcoming Change
On Tuesday, March 10th at 10pm, we will remove the Image and Pass Phrase feature from the Internet Banking Password Login screen. A new Extended Validation Certificate within Internet Banking will be implemented at this time.  This is a more secure site certificate that enables special features in client browsers to demonstrate increased trust in the site you are accessing. Customers will use the same login process when accessing Internet Banking.  After entering your Access ID, simply look to verify the website URL address bar is green and you will see a green padlock with UFS, LLC listed. From this point, enter your password to login as usual.  If there are any questions concerning this new security feature, contact our Operations Department at 573-729-3137.
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A Dent County Tradition Since 1883 Phone: 573-729-3137 Contact Us | Privacy Policy | Location/Hours
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About The Bank E-Banking Checking Savings Loans Business
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Passbook Savings Accounts
  • Minimum opening balance is $100.00.
  • You must maintain a minimum daily balance of $100.00 to avoid a fee.
  • If the daily balance in the account falls below $100.00 during a quarterly statement cycle, a $5.00 fee is imposed.
  • Rate of interest is established each month on the basis of prevailing market conditions.
  • Interest is paid quarterly to depositors who have maintained an average balance of $100.00 or more during the quarter.
  • All depositors are eligible.
  • Senior citizens, minors, full time students, fiduciaries, nonprofit organizations and governmental units are exempt from the maintenance fee and minimum daily balance requirement.
  • Exempt Regular Savings Accounts will be paid interest regardless of the monthly average balance.
  • Minimum opening balance is $1.00 for Exempt Regular Savings Accounts.
  • Regulations restrict the number of withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer, telephone, fax, or internet banking to 6 transfers per month. Also restricted to 6 transfers per month are transfers made by check, draft, debit card, or similar order made by the depositor and payable to third parties.
  • There is no limit on the number of withdrawals made in person, by mail, by telephone (via check mailed to the customer), at ATM’s or transfers into the account.
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