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What’s New?

Introducing the Bank of Salem Mobile Banking App!

Now available in the Apple App Store, Google Play App Store, and Amazon App Store. Search for “Bank of Salem Missouri”. Our App is compatible with most IOS and Android phones and tablets.

You must be enrolled in Online Banking in order to use the mobile banking app. Message and data rates may apply.

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A Dent County Tradition Since 1883 Phone: 573-729-3137 Contact Us | Privacy Policy | Location/Hours
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About The Bank E-Banking Checking Savings Loans Business
Passbook | Money Market | CDs | IRAs | Health Savings | Christmas Club | Current Rates | Savings Calculator
Current Rates
DEPOSIT RATES
Effective: July 1, 2015
Annual Rate Annual
Percentage
Yield
Interest Checking & Senior 55 Checking
($0 - $999 monthly minimum) 0.06% 0.06%
($1,000 - $2,499) 0.06% 0.07%
($2,500+) 0.08% 0.08%
Regular Passbook & Exempt Passbook Savings
($100.00 monthly average for Regular Savings) 0.08% 0.08%
(No monthly balance requirements for Exempt Regular Savings)
Money Market Deposit Account
($2,500.00 - $9,999 monthly minimum) 0.08% 0.08%
($10,000 - $49,999) 0.10% 0.10%
($50,000 - $99,999) 0.12% 0.13%
($100,000 +) 0.15% 0.15%
This is a variable rate account: the rate(s) and APY(s) may change after the account is opened. You must maintain a minimum daily balance of $2,500.00 to obtain the disclosed annual percentage yield.    
Health Savings Account    
(No monthly minimum or average) 0.25% 0.25%
• EACH DEPOSITOR INSURED TO AT LEAST $250,000 BY THE FEDERAL DEPOSIT INSURANCE CORPORATION.
• RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
• CONTACT AN EMPLOYEE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.

CERTIFICATE OF DEPOSIT RATES
Effective: July 1, 2015
Annual Rate
Annual
Percentage
Yield
3 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 0.10% 0.10%
$ 50,000 - 99,999 (and IRA's) 0.12% 0.13%
$ 100,000 and above 0.15% 0.15%
6 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 0.18% 0.18%
$ 50,000 - 99,999 (and IRA's) 0.20% 0.20%
$ 100,000 and above 0.22% 0.23%
12 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 0.28% 0.28%
$ 50,000 - 99,999 (and IRA's) 0.30% 0.30%
$ 100,000 and above 0.32% 0.33%
18 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 0.38% 0.38%
$ 50,000 - 99,999 (and IRA's) 0.40% 0.40%
$ 100,000 and above 0.42% 0.43%
24 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 0.48% 0.48%
$ 50,000 - 99,999 (and IRA's) 0.50% 0.50%
$ 100,000 and above 0.52% 0.53%
30 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 0.57% 0.58%
$ 50,000 - 99,999 (and IRA's) 0.60% 0.60%
$ 100,000 and above 0.62% 0.63%
36 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 0.68% 0.68%
$ 50,000 - 99,999 (and IRA's) 0.70% 0.70%
$ 100,000 and above 0.72% 0.73%
 
48 Month Certificate ($1,000 minimum)    
$ 1,000 - 49,999 0.90% 0.90%
$ 50,000 - 99,999 (and IRA's) 0.92% 0.93%
$ 100,000 and above 0.95% 0.95%
 
60 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 1.15% 1.15%
$ 50,000 - 99,999 (and IRA's) 1.18% 1.18%
$ 100,000 and above 1.20% 1.21%
• EACH DEPOSITOR INSURED TO AT LEAST $250,000 BY THE FEDERAL DEPOSIT INSURANCE CORPORATION.
• RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
• SUBSTANTIAL INTEREST PENALTY MAY BE ASSESSED FOR EARLY WITHDRAWAL OF TIME CERTIFICATES OF DEPOSIT.
• CONTACT AN EMPLOYEE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.
• ANNUAL PERCENTAGE YIELD CALCULATED ON QUARTERLY INTEREST COMPOUNDING.
• YOU MUST MAINTAIN A MINIMUM DAILY BALANCE OF $1,000.00 TO OBTAIN THE DISCLOSED ANNUAL PERCENTAGE YIELD.

Call us for current rates for loans at:
(573) 729-3137 Main Bank
(573) 729-3306 Drive-In Branch

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