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Prepare for My Pay Online Bill Payment Upgrade

The Bank of Salem is upgrading My Pay on March 30, 2015 to make paying bills better, easier and more convenient than ever. This upgrade should not disrupt your service. In fact, we’re making the entire upgrade as simple and seamless as possible for you. 
Here’s what you can expect when your My Pay upgrades on March 30, 2015:

• You will be prompted to answer a challenge phrase the first time you log in to your upgraded My Pay account.
• All of your payees and any scheduled payments will automatically carry over to the new system.
• If you need to add a new payee, just select the “Add a Payee” button at the top of your dashboard.
• For more information about adding payees and scheduling payments, go to the “Help” tab in your My Pay.

Please view a short demo to see the enhanced simplicity and convenience of upgraded My Pay. Contact The Bank of Salem at 573-729-3137 with any questions about your account.
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About The Bank E-Banking Checking Savings Loans Business
Passbook | Money Market | CDs | IRAs | Health Savings | Christmas Club | Current Rates | Savings Calculator
Current Rates
DEPOSIT RATES
Effective: March 2, 2015
Annual Rate Annual
Percentage
Yield
Interest Checking & Senior 55 Checking
($0 - $999 monthly minimum) 0.06% 0.06%
($1,000 - $2,499) 0.06% 0.07%
($2,500+) 0.08% 0.08%
Regular Passbook & Exempt Passbook Savings
($100.00 monthly average for Regular Savings) 0.08% 0.08%
(No monthly balance requirements for Exempt Regular Savings)
Money Market Deposit Account
($2,500.00 - $9,999 monthly minimum) 0.08% 0.08%
($10,000 - $49,999) 0.10% 0.10%
($50,000 - $99,999) 0.12% 0.13%
($100,000 +) 0.15% 0.15%
This is a variable rate account: the rate(s) and APY(s) may change after the account is opened. You must maintain a minimum daily balance of $2,500.00 to obtain the disclosed annual percentage yield.    
Health Savings Account    
(No monthly minimum or average) 0.25% 0.25%
• EACH DEPOSITOR INSURED TO AT LEAST $250,000 BY THE FEDERAL DEPOSIT INSURANCE CORPORATION.
• RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
• CONTACT AN EMPLOYEE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.

CERTIFICATE OF DEPOSIT RATES
Effective: March 2, 2015
Annual Rate
Annual
Percentage
Yield
3 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 0.10% 0.10%
$ 50,000 - 99,999 (and IRA's) 0.12% 0.13%
$ 100,000 and above 0.15% 0.15%
6 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 0.18% 0.18%
$ 50,000 - 99,999 (and IRA's) 0.20% 0.20%
$ 100,000 and above 0.22% 0.23%
12 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 0.28% 0.28%
$ 50,000 - 99,999 (and IRA's) 0.30% 0.30%
$ 100,000 and above 0.32% 0.33%
18 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 0.38% 0.38%
$ 50,000 - 99,999 (and IRA's) 0.40% 0.40%
$ 100,000 and above 0.42% 0.43%
24 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 0.48% 0.48%
$ 50,000 - 99,999 (and IRA's) 0.50% 0.50%
$ 100,000 and above 0.52% 0.53%
30 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 0.57% 0.58%
$ 50,000 - 99,999 (and IRA's) 0.60% 0.60%
$ 100,000 and above 0.62% 0.63%
36 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 0.68% 0.68%
$ 50,000 - 99,999 (and IRA's) 0.70% 0.70%
$ 100,000 and above 0.72% 0.73%
 
48 Month Certificate ($1,000 minimum)    
$ 1,000 - 49,999 0.90% 0.90%
$ 50,000 - 99,999 (and IRA's) 0.92% 0.93%
$ 100,000 and above 0.95% 0.95%
 
60 Month Certificate ($1,000 minimum)
$ 1,000 - 49,999 1.15% 1.15%
$ 50,000 - 99,999 (and IRA's) 1.18% 1.18%
$ 100,000 and above 1.20% 1.21%
• EACH DEPOSITOR INSURED TO AT LEAST $250,000 BY THE FEDERAL DEPOSIT INSURANCE CORPORATION.
• RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
• SUBSTANTIAL INTEREST PENALTY MAY BE ASSESSED FOR EARLY WITHDRAWAL OF TIME CERTIFICATES OF DEPOSIT.
• CONTACT AN EMPLOYEE FOR FURTHER INFORMATION ABOUT APPLICABLE FEES AND TERMS.
• ANNUAL PERCENTAGE YIELD CALCULATED ON QUARTERLY INTEREST COMPOUNDING.
• YOU MUST MAINTAIN A MINIMUM DAILY BALANCE OF $1,000.00 TO OBTAIN THE DISCLOSED ANNUAL PERCENTAGE YIELD.

Call us for current rates for loans at:
(573) 729-3137 Main Bank
(573) 729-3306 Drive-In Branch

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